Standard Analytical Service, Inc.
                Publishers of Insurance Company Financial Reports
                             80 Years of Service to the Insurance Industry and the Public

"STANDARD PUBLISHES INDEPENDENT INSURANCE REPORTS WHICH PROVIDE "BRIEF-AND-TO-THE-POINT" FINANCIAL INFORMATION AND COMPARATIVE FINANCIAL RATIOS FOR LIFE INSURANCE COMPANIES, FRATERNAL BENEFIT SOCIETIES AND PROPERTY AND CASUALTY INSURANCE COMPANIES"

*KEY FINANCIAL RATIOS FOR INDIVIDUAL INSURANCE COMPANIES ARE CALCULATED AND MEASURED AND COMPARED TO THE FINANCIAL RATIOS OF LEADING UNITED STATES INSURANCE COMPANIES

*THE REPORTS ILLUSTRATE THE FINANCIAL STABILITY OF A COMPANY USING THE FINANCIAL RATIOS AND FINANCIAL STATEMENT INFORMATION.